Adverse credit history, also called sub-prime, impaired credit, poor credit, and bad credit is a negative credit rating.
A negative credit rating is often considered undesirable to car loan lenders. But at Harry K you'll find that we won't turn you away or humiliate you. We will gladly work with your credit history to get you a poor credit auto loan, bad credit car loan or no credit auto financing.
A car buyers credit history is compiled by consumer reporting agencies and the information on your credit report may not help you qualify for a car loan. The data reported to these agencies are provided by creditors and due to bankruptcy, divorce, foreclosure your credit score may put you in the bad credit score range. Even if you have bad credit you can still fill out an application for a poor credit auto loan.
Banks and other car loan providers use credit scoring to determine if you qualify for a Mitchell car loan. Credit scores determine your overall credit worthiness and puts a number on your credit history. The credit score will allow lenders to determine if you quality for a no credit auto loan Sioux Falls, Pierre bad credit car loan or Rapid City poor credit auto financing. Credit scoring is a fast way to determine whether you qualify for auto financing help whether you're in Sioux Falls, Pierre, Rapid City or Mitchell.
The higher your credit score, the better your credit history. If your credit score is low then you probably need to fill our bad credit car loan application. Many reasons why you need to apply for poor credit car loans is because of divorce, bankruptcy or forclosure. Here at Harry K we don't care if you have delinquencies or adverse judgements. We just care about you and want to get you in a car even if you have to apply for a car loan for people with bad credit. You can stop asking yourself do I qualify for a car loan because you do at Harry K. We deal in high risk auto loans whether you're near Mitchell, Sioux Falls, Pierre or Rapid City.